Friday, August 27, 2010

Prudent is a one stop shop centre!!!

In 2008, Prudent Value Cars opened our own indoor auto dealership but we are also a one stop centre for your financial needs such as personal loans, car loans and home equity loans. Prudent Financial Services has also been specializing in repairing credit through open, affordable and same day loans in Metro Toronto and the GTA since 1984. We are the Leader in loans to people with bad credit histories!

Friday, August 20, 2010

Which premium gas versus regular gas

We don’t need to waste another penny without good reason. We need to educate ourselves so that we don’t fall into the trap of wasting our hard earned money. We love our cars but we also need our money. There are many ways to waste money on your car and one of those ways is choosing premium over regular gasoline. Here’s why:

Majority of cars are designed to run on regular gas. Your owner’s manual will tell you what grade to use. If it says regular then use regular. You may have heard that premium gas is purer and contains detergents that cleanse your engine or it gives their car more mileage and power. This is simply not true. The only thing that premium gas accomplishes is taking your money and putting it in the pockets of the impoverished oil company executives.

Premium gas does not increase the performance of your cars engine because higher octane doesn't provide better performance for cars designed to run on regular gas. The octane rating between the fuel grades does not indicate how much power the fuel will deliver. All grades of gas contain roughly the same amount of heat energy.

A higher octane means that the fuel is less likely to cause your engine to “knock”. This occurs when fuel ignites before it should disrupting the engines operation but electronic knock sensors are now common and have nearly eliminated engine disruption. A grade higher than the maker of your car recommends is not necessary and is simply just a waste of money. It may seem like cents at fill up but over time it adds up and can cost you over $200 extra a year.

For more valuable information and tips, please visit

Friday, August 13, 2010

Surviving a family road trip

With the summer season coming to an end, you may be planning a long weekend road trip with the family. Travelling as a family is a great way to spend quality time together but when the drive is long and the kids are bored, it can be an extremely stressful situation for everyone.

Try these following tips to make your road trip with the entire family a great experience.

· The biggest lifesaver for a road trip is definitely a portable DVD player. Make sure you have a small selection of movies, pillows and blankets for each child so they’re comfortable.
· Bring along a camera so when the kids get bored, get them to snap some pictures of everyone making funny faces. Even the most stressful trip will become a memory that you can laugh about later on.
· If the kids continue to ask the dreadful “Are we there yet”, pass them a map and help them figure out the route and guess how long it may take to get to the destination. Knowing how to read a map is a valuable skill in life.
· Keep kids entertained along the way by playing games such as I Spy or The Alphabet license game. You can sing songs together as a family. Make up games as you go along. Let each child pick a game to play so they’ll be more interested in playing. Stop at the dollar store prior to leaving and buy a package of pipe cleaners and get the kids to use their imagination to create something out of it.
· Make sure to pack healthy snacks and don’t forget the bribe snacks for emergency situations. For adults, bring a thermos as most rest stops will fill your thermos full of coffee for $1 or so.s Don’t forget wet naps, drinks and sanitizer for pit stops to the restrooms.
· Kids can’t sit for long periods of time so if your road trip is an extremely long one, plan ahead to stop at a pool or park to have kids burn off some energy.

Family trips can be chaotic but rewarding. If you keep these tips in mind, you can ensure a happier road trip!

For more valuable information and tips visit

Friday, August 6, 2010

A Prudent Success Story!

Prudent Financial gets great satisfaction from our success stories. Here is a letter from one of our customers we would like to share with you. If you have a success story you would like to share, Prudent Financial would love to hear from you!

Fourteen years ago, i had a horrible car accident in which i was seriously injured and was not able to make payments on any of the money i owed. I had to declare bankruptcy. I was devastated and at my lowest point. I was refused a loan everywhere. The only company to give me my second chance was prudent. It helped me re-establish my credit. Subsequently, i established my own insurance business, which is now flourishing. I have resurrected myself financially, own my own house, and have investments with rrsp’s and a wide variety of insurance products. I will always be eternally grateful to Prudent Financial for assisting me in my desperate hour of need.

Meyer B.
We are glad to have helped Arnold.
All the best
Prudent Financial